LTAM provides investment consulting services to 401(k) plan sponsors. These services include: identifying mutual funds for the plan sponsor's review and final selection based on the selection criteria stated in the plan's investment policy statement and provide the plan sponsor a quarterly performance report of each fund for the purpose of meeting the plan fiduciary's obligation to monitor plan assets. Certain plan participants may also engage LTAM to manage their plan assets on a discretionary basis. The IAS Representative will maintain the client relationship with the plan sponsor and assist in the planning and coordination of and participate in the enrollment and communication meetings.

The Partners

The Ladenburg Thalmann 401(k) represents a unique partnership between Ladenburg Thalmann Asset Management and Expert Plan. With Ladenburg Thalmann's extensive history of servicing the financial needs of its clients and Expert Plan's technological innovation in 401(k) recordkeeping, your plan will benefit from the financial, technical and administrative expertise brought to you through the integration of our firms. ExpertPlan's mission is to provide a unique technology and service to their business partners. They play a behind-the-scenes roll from both a technological and administrative perspective which allows us to bring the Ladenburg Thalmann 401(k) to you and your employees' desktop. They also play a critical role in cost control by operating primarily in an electronic environment. With proprietary recordkeeping software, their system integrates the latest internet technology to deliver a platform that can significantly reduce recordkeeping costs.

Features of the Ladenburg Thalmann 401(k)

Two unique investment options

Personalized support from experienced professionals

Fast and easy online plan set-up and installation

Low set-up and annual administration fees

Fast and easy online payroll processing of contributions

Online loan, distribution and rollover request approval and processing

Web-based enrollment and participant site for immediate account access

LTAM provides investment consulting services to 401(k) plan sponsors. These services include: identifying mutual funds for the plan sponsor's review and final selection based on the selection criteria stated in the plan's investment policy statement and provide the plan sponsor a quarterly performance report of each fund for the purpose of meeting the plan fiduciary's obligation to monitor plan assets. Certain plan participants may also engage LTAM to manage their plan assets on a discretionary basis. The IAS Representative will maintain the client relationship with the plan sponsor and assist in the planning and coordination of and participate in the enrollment and communication meetings.

The Ladenburg Thalmann 401(k) represents a unique partnership between Ladenburg Thalmann Asset Management and Expert Plan. With Ladenburg Thalmann's extensive history of servicing the financial needs of its clients and Expert Plan's technological innovation in 401(k) recordkeeping, your plan will benefit from the financial, technical and administrative expertise brought to you through the integration of our firms. ExpertPlan's mission is to provide a unique technology and service to their business partners. They play a behind-the-scenes roll from both a technological and administrative perspective which allows us to bring the Ladenburg Thalmann 401(k) to you and your employees' desktop. They also play a critical role in cost control by operating primarily in an electronic environment. With proprietary recordkeeping software, their system integrates the latest internet technology to deliver a platform that can significantly reduce recordkeeping costs.